With the festive season knocking at the door, you may be ready with a list of things that you need to buy for your family and loved ones. To make your shopping journey even sweeter, banks have already rolled out an array of offers both on debit and credit cards. From instant discounts to cashback to rewards, there is something for everyone. To maximise your savings this Diwali, you must know the latest offers and deals from these prominent banks before you get into a festive spending spree. ET Wealth Online has made a list of the top deals and discounts that banks are offering for Diwali 2023.
SBI credit card offers for Diwali 2023
For Diwali 2023, SBI credit card is offering discounts and cashback across categories — electronic items, gadgets, fashion and lifestyle, jewellwery, travel, and so on.
Here are some of the top offers from SBI cards
— 20% instant discount on Bosch.
— 5% instant discount on Great Eastern.
— 10% instant discount on Flipkart.
— Up to 22.5% instant discount on Haier.
— 10% discount on Myntra.
— 5% cashback on Max, Pantaloons, Monte Carlo, Raymond.
— Up to Rs 5000 cashback on Samsung smartphones.
— 10% discount on Oppo smartphones.
— Up to Rs 10,000 on Vivo smartphones.
You can check all the offers here. Do check the offer, terms and conditions, and last date carefully before you start shopping.
HDFC Bank debit card, credit card offers for Diwali 2023
HDFC Bank has recently introduced an array of festive offers on a wide range of products including electronics, gadgets, homecare, and lifestyle, etc.
Check some of the top offers here
— Up to Rs 26,000 instant cashback on HDFC Bank Cards and EasyEMIs at LG Electronics.
— Save up to Rs 5,000 on Apple’s range of products when you shop with your HDFC Bank credit cards or through EasyEMI.
— Up to Rs 7,500 cashback on televisions and washing machines on HDFC Bank Cards and EasyEMI at Reliance Retail Ltd.
— Up to Rs 10,000 cashback with HDFC Bank consumer loans.
— Up to 10% discount on HDFC Bank credit cards & EasyEMI at Homecentre.
— Rs 12,000 cashback on HDFC Bank credit cards, EasyEMI, and consumer loans at Samsung Mobile.
— Up to 10% instant discount on HDFC Bank credit cards and credit card EMI when you shop at popular apparel brands like Calvin Klein, Tommy Hilfiger, Lifestyle, Arrow, and more.
— Up to Rs 5,000 off with HDFC Bank credit cards at Pothys Swarnamahal.
— Up to 20% off on domestic flights on MakeMyTrip.
You can check all offers here. Read the terms and conditions and offer details carefully before you embark on your shopping journey.
ICICI Bank debit card, credit card offers for Diwali 2023
ICICI Bank has launched ‘Festive Bonanza’ with offers, discounts, and cashback for its customers for the festive season. The bank will offer discounts and cashback on a plethora of items such as electronics, mobiles, fashion, jewellery, furniture, travel, dining, and more from leading brands including iPhone, MakeMyTrip, Tata Neu, OnePlus, HP, Microsoft, Croma, Reliance Digital, LG, Sony, Samsung, Tanishq, Taj, Zomato and Swiggy.
Check the latest offers here
— 10% discount of up to Rs 10,000 on select categories in Reliance Digital. This offer is available on both debit and credit cards.
— Up to 22.5% cashback (maximum of ₹25,000) on ICICI Bank debit and credit cards at Samsung.
— 26% cashback up to Rs 26,000 on ICICI Bank debit and credit card EMIs at LG.
— Up to Rs 5,000 discount on Vijay Sales. This offer is available on ICICI Bank credit cards ICICI Bank debit cards, and credit card EMIs.
— Up to Rs 5,000 discount on One Plus mobiles, TVs and IoT products. This offer is valid on credit cards and credit and debit card EMIs.
— Discount up to Rs 7,500 on Xiaomi mobiles, TVs and tablets. This offer is valid on credit cards and credit and debit card EMIs.
— 10% off during Amazon Great Indian Festival Sale.
— A flat 12% discount on flight tickets on MakeMyTrip, Yatra, EaseMyTrip, Cleartrip, Ixigo, and Paytm Flights.
You can check out all the offers here . Read the terms and conditions carefully before you shop.
Kotak Mahindra Bank debit card, credit card offers for Diwali 2023
Kotak Mahindra Bank has launched a plethora of offers — instant discounts and cashback — on a bouquet of products across categories. Be it electronic items or gadgets or travel, there is something or the other for everyone. The offers are available on debit cards, credit cards, and credit EMIs, according to the bank website.
Here are some of the top offers from Kotak Mahindra Bank
— Up to Rs 25,000 cashback on Kotak credit card EMIs at Samsung. Up to Rs 25,000, cashback will also be available on select items on Kotak Bank debit card EMI and smart EMI card at Samsung.
— 20% cashback of up to Rs 9,000 on Kotak credit card EMIs at IFB. A cashback of up to Rs 5,000 will be available on select products with Kotak Bank debit card EMI & Smart EMI Card.
— Up to Rs 12,000 instant cashback with Kotak Bank debit card EMI and smart EMI card at Godrej.
— 15% cashback of up to Rs 7,500 on Kotak credit card EMIs at Whirlpool.
— Up to 5,000 cashback on Kotak credit card EMIs at Yatra.com.
— Up to Rs 5,000 instant discounts on international flights and up to Rs 1,500 instant discounts on domestic flights on Kotak credit cards.
— A discount of Rs 1000 on Kotak debit cards and Spendz cards on a minimum transaction of Rs 3000 on Myntra.
To check all the offers available on Kotak Mahindra Bank debit cards, credit cards, and EMIs, click here. Read the terms and conditions carefully.
Axis Bank credit card offers for Diwali 2023
Here are some of the top offers by Axis Bank
— Cashback of up to Rs 26,000 on EMIs on LG TV, air purifier, and other selected appliances.
— Up to Rs 25,000 cashback on EMIs at Samsung.
— 10% instant discount on credit card and credit card EMIs at Reliance Digital.
— 10% instant discount on Tata Cliq on credit card and credit card EMIs.
— Additional Rs 2,000 off on laptops and PCs at Lenovo online store.
You can check all the offers here.
You must keep these things in mind before embarking on your shopping journey this Diwali:
a) Banks keep changing offers from time to time. Check offers on the respective bank’s website before your purchase. We have mentioned the offer page for each of the banks where you can go and check the ongoing offers.
b) While some offers may be there for limited period a good number of the festive offers go on for months. So do not forget to check the dates as well to maximize your savings while shopping.
c) You need to careful to read detailed terms and conditions before going ahead with deals. Keep in mind that different offers are available on different products. Such as the deal you get on your credit card, may not always be there on your debit card EMI. So it is of utmost importance to check out which offer is available on which financial product before you swipe your card at a store or online.
All offers are mentioned as on November 7, 2023.