January 17, 2025

More than 90% of 401(k) plans now offer Roth contributions – but only 21% of workers take advantage

 More than 90% of 401(k) plans now offer Roth contributions – but only 21% of workers take advantage

More than 90% of 401(k) plans now offer Roth contributions – but only 21% of workers take advantage

The share of employers that offer a Roth 401(k) option has increased a lot over the years. A 2022 law will make it nearly ubiquitous among plan sponsors.