Tuesday, July 28, 2026
Science

Review finds digital tools alone do not improve finances without motivation and agency

Digital payments, online banking, investment apps, and automated credit assessments have become routine parts of our everyday financial lives. A study in the International Journal of Business Information Systems argues that, because of this, the money management skills we need have changed fundament...

Review finds digital tools alone do not improve finances without motivation and agency
Image: Phys.org
Digital payments, online banking, investment apps, and automated credit assessments have become routine parts of our everyday financial lives. A study in the International Journal of Business Information Systems argues that, because of this, the money management skills we need have changed fundamentally.

Originally published at Phys.org

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